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What is Premium & Maximum Protection?

Sebastian avatar
Written by Sebastian
Updated over 3 weeks ago

All Drive lah trips include Basic Protection by default. However, guests can upgrade their coverage by selecting one of the following optional add-ons:

  • Premium Protection Plan

  • Maximum Protection Plan

These plans reduce or eliminate personal liability in the event of an incident during the trip.


1. Basic Protection (Comprehensive Insurance)
Included with every trip at no extra cost.

  • Standard excess: $3,000 (excluding GST)

  • Coverage applies to trips within Singapore and Malaysia

  • Covers Section I & II of the insurance policy (accident and damage)

When you are younger than 24 and/or have less than 2 years of driving experience, this will increase your basic excess as per the table below:

Guest Age

Drive to Malaysia

> 2 years Driving Experience

Standard Excess (section I & II each)

Additional Excess (section I & II each)

> 24 y/o

No

Yes

$3,000 + GST

-

> 24 y/o

Yes

Yes

$3,000 + GST

-

21-24 y/o

No

No

$3,000 + GST

$1,000 + GST

21-24 y/o

Yes

No

$3,000 + GST

$3,500 + GST

21-24 y/o

No

Yes

$3,000 + GST

$1,000 + GST

21-24 y/o

Yes

Yes

$3,000 + GST

$1,500 + GST

2. Premium Protection Plan

Reduce your standard excess from $3000 (or more if you're younger than 24 and/or have less than 2 years driving experience) to $1000 (for section I & II each) for just $8/day.

3. Maximum Protection Plan

Reduce your standard excess from $3000 or more if you're younger than 24 and/or have less than 2 years driving experience) to ZERO for just $20/day

  • Zero personal liability—regardless of incident type or location

Important Notes

  • Once a protection plan is applied to a trip, it cannot be changed, reverted, or removed.

  • If you extend your trip with premium or maximum protection, then you must pay for that protection package for the extension as well.

  • Protection plan fees follow the standard cancellation policy.

  • For example, if you cancel on the day of pickup, the booking and protection add-ons are non-refundable.

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